Household budget for couples and families

Fair shares of your household costs

Fairhem works out how much each of you should pay, based on what you earn after tax. Plan your budget, savings, parental leave and future together.

Free · No account needed to try · Data stored in the EU

Half each isn't always fair.

When one of you earns more, 50/50 is anything but even. Fairhem splits by what you actually take home, so you can both save, treat yourselves and plan ahead.

Everything for your household's finances. In one place.

Swipe through the highlights.

  • Fair split

    Pay in proportion to income, equally, by what each of you has left, or let one person cover a cost. Choose per expense.

    Try it with your numbers
  • From gross to net

    A tax calculator for all 290 Swedish municipalities, matching the Swedish Tax Agency's tables. Also for the UK, Germany and France.

    Salary after tax
  • 🇸🇪 Swedish rules

    Parental benefit

    Plan your leave in a calendar. Fairhem works out the Swedish parental benefit, your income each month and how many days you have left.

    How it works
  • 🇸🇪 Swedish rules

    VAB budget

    See what a day home with a sick child (VAB) costs you after tax, and save a buffer before cold season.

    What does VAB cost?
  • Plan ahead

    A new job, daycare starting, a loan paid off. See month by month how your finances develop, up to 10 years ahead.

  • Savings goals

    Shared and personal goals: a buffer, a holiday, a new car. See what you need to save each month to get there.

  • Scenarios

    What if you move, change jobs or go part-time? Try it in a scenario without touching the real budget.

  • Together

    The same budget on both your phones, always in sync. With Plus you edit it together.

  • Private and secure

    Encrypted, stored in the EU, never sold. No ads, no tracking.

🇸🇪 Swedish rules

Parental leave and VAB, properly planned.

Swedish parental benefit is complicated. Fairhem does the maths with Försäkringskassan's rules and shows what it means for your household, month by month.

  • 480days per child
  • 90reserved for each parent
  • 60days off together
  • 120VAB days per child and year, until the child turns 12
  1. 1

    Put your leave in a calendar

    Mark who is off which days: long periods, single days and double days. Fairhem keeps track of the reserved days and how many you have left, twins included.

  2. 2

    See your income month by month

    Parental benefit, salary for the days you work and parental pay from your employer, after tax. No surprises on payday.

  3. 3

    The split follows along

    When income drops, the split of your shared costs adjusts by itself, so whoever is at home doesn't pay more than their share.

  4. 4

    VAB without surprises

    Children get sick. Plan VAB days (up to 120 per child and year, until the child turns 12), see what they cost and save for them as a goal, split by income.

Example: Alex earns 40,000 kr and Sam 30,000 kr a month before tax, on leave seven days a week. 2026 rules and the average municipal tax; parental benefit is at most 1,259 kr a day. Planning parental leave and VAB is part of Plus.

Try it yourself

Try it here with your own numbers. It takes a minute.

What do you each take home after tax per month?

Only know your gross salary? The tax calculator in the app works out the net for you.

Simple pricing

Start for free. Upgrade when you want to plan and edit together.

Free

0 kr forever
  • Budget and fair split by income
  • Swedish tax calculator
  • 3 savings goals
  • 12-month plan
  • Your partner can view the budget
Get started

Your money, your data

Salaries are personal. We treat them that way.

🇪🇺

Stored in the EU. Our database is legally restricted to the EU.

🔐

Encrypted. Budgets are encrypted with AES-256 before they're stored.

🔑

No password to leak. Sign in with Google, Microsoft or Apple.

🗑️

You're in control. Download everything or delete your account in one click.

Frequently asked questions

Is Fairhem free?

Yes. The budget, the fair split and the tax calculator are free, and your partner can view the budget. Fairhem Plus lets you edit it together, adds scenarios, longer plans, unlimited goals and parental leave planning for 49 kr a month per household.

How is the split calculated?

By default each person pays the same share of the shared costs as their share of the household's total net income. If you earn 60 % of the total, you pay 60 %. You can also choose, per expense, to split by income after each person's own costs, so you both have the same amount left over, equally, or that one person pays.

Do I need an account?

No. You can try it right away, and everything is stored in your browser. Create an account to save it online and use it on several devices.

Where is my data stored?

In a database restricted to the EU, encrypted. We never sell data or show ads. Read more in the privacy policy.

Does it work on my phone?

Yes. Open fairhem.com in your phone's browser and add it to your home screen. It then opens like an app.

Can I connect my bank or use BankID?

Not yet. Bank import and BankID are on the roadmap for Fairhem Plus.

Does Fairhem work outside Sweden?

Yes. The budget, the fair split, savings goals and planning work in any country and currency. The gross to net salary calculator is available for Sweden, the UK, Germany and France. The parental benefit calculator follows Swedish rules and is only shown when the country is set to Sweden.

Ready for fairer finances at home?